The Indicator from Planet Money

<p dir="ltr">It’s … Indicators of the Week! Our weekly look at some of the most fascinating economic numbers from the news. <p dir="ltr">On today’s episode: A big goshDRAM memory problem, a holiday spending mystery, and apartment rental prices … decline?! <p dir="ltr"><strong>Related episodes: <br></strong><a href="https://www.npr.org/2024/05/15/1197964634/cpi-inflation-rental-market-matthew-mcconaughey"target="_blank" >The highs and lows of US rents</a> <br><a href="https://www.npr.org/2023/10/12/1197955810/the-indicator-from-planet-money-consumer-sentiment-survey"target="_blank" >Taking the temperature of the US consumer</a> <br><a href="https://www.npr.org/2020/12/11/945606413/we-buy-a-lot-of-christmas-trees"target="_blank" >We Buy A Lot Of Christmas Trees</a><p dir="ltr"><em>For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at <a href="http://plus.npr.org/"target="_blank" >plus.npr.org</a>. Fact-checking by Corey Bridges and Julia Ritchey. Music by <a href="https://dropelectric.bandcamp.com/"target="_blank" >Drop Electric</a>. Find us: <a href="https://www.tiktok.com/@planetmoney"target="_blank" >TikTok</a>, <a href="https://www.instagram.com/planetmoney/"target="_blank" >Instagram</a>, <a href="https://www.facebook.com/planetmoney"target="_blank" >Facebook</a>, <a href="https://www.npr.org/newsletter/money"target="_blank" >Newsletter</a>.  </em><br/><br/>Learn more about sponsor message choices: <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a><br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

<p dir="ltr">When people lose their homes to wildfire, hurricanes or flooding, they're eager to rebuild. But scammers are also ready to take advantage. On today’s show, the lucrative business of contractor fraud and advice on how to avoid them. <p dir="ltr"><strong>Related episodes:<br></strong><a href="https://www.npr.org/2025/06/04/1253616079/an-indicator-lost-big-disaster-costs"target="_blank" >An indicator lost: Big disaster costs</a> <br><a href="https://www.npr.org/2023/06/22/1183854206/when-insurers-cant-get-insurance"target="_blank" >When insurers can’t get insurance</a> <br><a href="https://www.npr.org/2023/09/21/1197954265/selling-safety-in-the-fight-against-wildfires"target="_blank" >Selling safety in the fight against wildfires</a> <br/><br/><em>For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at <a href="http://plus.npr.org/"target="_blank" >plus.npr.org</a>. Fact-checking by Corey Bridges. Music by <a href="https://dropelectric.bandcamp.com/"target="_blank" >Drop Electric</a>. Find us: <a href="https://www.tiktok.com/@planetmoney"target="_blank" >TikTok</a>, <a href="https://www.instagram.com/planetmoney/"target="_blank" >Instagram</a>, <a href="https://www.facebook.com/planetmoney"target="_blank" >Facebook</a>, <a href="https://www.npr.org/newsletter/money"target="_blank" >Newsletter</a>.  </em><br/><br/>Learn more about sponsor message choices: <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a><br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Tariffs. They’ve been announced, unannounced, re-announced, raised and lowered. It’s an on-going saga with billions at stake!<br/><br/><br>On today’s episode, we run full-on at the twisty, turny drama of life with broad-based tariffs and tackle perhaps our most asked question: Are we, regular U.S. shoppers, feeling the tariffs yet? When we’re at the grocery store or the coffee shop, are we paying more for things because of the tariffs?<br/><br/><br>We now have the data to get a very clear answer to that question. Plus, we hear a cautionary tale from our dear colleague James Sneed, who ordered a collectible doll and wound up with a surprise tariff bill at his door.<br/><br/><br><em>Related episodes:</em><br/><br/><ul class="rte2-style-ul"><li><a href="https://www.npr.org/2025/06/11/1253992700/tariffs-ieepa-trump-legal-emergencies-law"target="_blank" >Are Trump's tariffs legal?</a> </li><li><a href="https://www.npr.org/2024/03/22/1197958526/temu-website-app-shopping"target="_blank" >What is Temu?</a></li><li><a href="https://www.npr.org/2025/05/07/1249592921/tariff-customs-made-in-america-china-france"target="_blank" >What "Made in China" actually means</a></li></ul><br><a href="https://www.planetmoneybook.com/"target="_blank" ><em>Pre-order the Planet Money book and get a free gift</em></a><em>. /  </em><a href="https://n.pr/3HlREPz"target="_blank" ><em>Subscribe to Planet Money+</em></a><br/><br/><br><em>Listen free: </em><a href="http://n.pr/PM-digital"target="_blank" ><em>Apple Podcasts</em></a><em>, </em><a href="https://n.pr/3gTkQlR"target="_blank" ><em>Spotify</em></a><em>, </em><a href="https://n.pr/3Bkb17W"target="_blank" ><em>the NPR app</em></a><em> or anywhere you get podcasts.</em><br/><br/><br><a href="https://n.pr/3h92GwS"target="_blank" ><em>Facebook</em></a><em> / </em><a href="https://n.pr/3FqLuws"target="_blank" ><em>Instagram</em></a><em> / </em><a href="https://n.pr/3sGZdrq"target="_blank" ><em>TikTok</em></a><em> / Our weekly </em><a href="https://n.pr/3zrFvUB"target="_blank" ><em>Newsletter</em></a><em>.</em><br/><br/>This episode was produced by Willa Rubin and edited by Jess Jiang. It was fact-checked by Sierra Juarez with research help from Vito Emanuel. It was engineered by Jimmy Keeley and Maggie Luthar. Alex Goldmark is our executive producer.<br/><br/><br>Music: NPR Source Audio - “Mirror,” “Remorse,” “Endless,” “Secrets,” “Schmaltzy,” “Water Mirror.”<br/><br/>Learn more about sponsor message choices: <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a><br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

<p dir="ltr">The U.S. labor market is stagnant right now, with little hiring and lots of people holding onto their jobs for dear life. In Denmark, there’s a different kind of labor system where it’s easy for employers to hire and fire, but at the same time people have a strong safety net in-between jobs. Today on the show, we learn how “flexicurity” works through the story of a Danish woman who left her job, and we ask how the model could work in the U.S. <p dir="ltr"><font color="#1d1c1d"><strong>Related episodes: <br></strong></font><a href="https://www.npr.org/2025/10/14/nx-s1-5573115/why-do-we-live-in-unusually-innovative-times"target="_blank" >Why do we live in unusually innovative times?<br></a><a href="https://www.npr.org/2025/10/28/nx-s1-5587923/how-marxism-went-from-philosophy-to-cudgel"target="_blank" >How Marxism went from philosophy to cudgel<br></a><a href="https://www.npr.org/sections/planet-money/2024/07/26/g-s1-13534/ozempic-biggest-side-effect-denmark-pharmastate"target="_blank" >Ozempic's biggest side effect: Turning Denmark into a 'pharmastate'?</a> For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at <a href="http://plus.npr.org/"target="_blank" >plus.npr.org</a>. Fact-checking by Tyler Jones. Translation from Jasmine Lolila. Music by <a href="https://dropelectric.bandcamp.com/"target="_blank" >Drop Electric</a>. Find us: <a href="https://www.tiktok.com/@planetmoney"target="_blank" >TikTok</a>, <a href="https://www.instagram.com/planetmoney/"target="_blank" >Instagram</a>, <a href="https://www.facebook.com/planetmoney"target="_blank" >Facebook</a>, <a href="https://www.npr.org/newsletter/money"target="_blank" >Newsletter</a>.  <br/><br/>Learn more about sponsor message choices: <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a><br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

<p dir="ltr">Ever put in the winning bid for something on an auction site only to realize you significantly overpaid? Yeah, there’s a phrase for that. On today’s show: the winner’s curse.<br/><br/>Richard Thaler’s new book with Alex O. Imas is <a href="https://www.simonandschuster.com/books/The-Winners-Curse/Richard-H-Thaler/9781982165116"target="_blank" >The Winner’s Curse: Behavioral Economics Anomalies, Then and Now</a>.<p dir="ltr">Read Planet Money’s <a href="https://www.npr.org/sections/planet-money/2025/11/11/g-s1-96954/how-to-avoid-the-winners-curse"target="_blank" >newsletter on the winner’s curse</a>. <p dir="ltr"><p dir="ltr"><em>For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at <a href="http://plus.npr.org/"target="_blank" >plus.npr.org</a>. Fact-checking by <a href="https://www.npr.org/people/1268825622/sierra-juarez"target="_blank" >Sierra Juarez</a>. Music by <a href="https://dropelectric.bandcamp.com/"target="_blank" >Drop Electric</a>. Find us: <a href="https://www.tiktok.com/@planetmoney"target="_blank" >TikTok</a>, <a href="https://www.instagram.com/planetmoney/"target="_blank" >Instagram</a>, <a href="https://www.facebook.com/planetmoney"target="_blank" >Facebook</a>, <a href="https://www.npr.org/newsletter/money"target="_blank" >Newsletter</a>.  </em><br/><br/>Learn more about sponsor message choices: <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a><br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

Last month, during the longest government shutdown in U.S. history, Treasury Secretary Scott Bessent announced that the United States had offered to functionally loan Argentina $20 billion. Despite the sums involved, this bailout required no authorization from Congress, because of the loan’s source: an obscure pool of money called the Exchange Stabilization Fund. The ESF is essentially the Treasury Department’s private slush fund. <br/><br/><br>Its history goes all the way back to the Great Depression. But, in the 90 years since its creation, it has only been used one time at this scale to bailout an emerging economy: Mexico, in 1995. That case study contains some helpful lessons that can be used to make sense of Bessent’s recent move. Will this new credit line to Argentina work out as well as it did the last time we tried it? Or will Argentina’s economic troubles hamstring the Exchange Stabilization Fund forever?<br/><br/><br><a href="https://www.planetmoneybook.com/"target="_blank" ><em>Pre-order the Planet Money book and get a free gift</em></a><em>. /  </em><a href="https://n.pr/3HlREPz"target="_blank" ><em>Subscribe to Planet Money+</em></a><br/><br/><br><em>Listen free: </em><a href="http://n.pr/PM-digital"target="_blank" ><em>Apple Podcasts</em></a><em>, </em><a href="https://n.pr/3gTkQlR"target="_blank" ><em>Spotify</em></a><em>, </em><a href="https://n.pr/3Bkb17W"target="_blank" ><em>the NPR app</em></a><em> or anywhere you get podcasts.</em><br/><br/><br><a href="https://n.pr/3h92GwS"target="_blank" ><em>Facebook</em></a><em> / </em><a href="https://n.pr/3FqLuws"target="_blank" ><em>Instagram</em></a><em> / </em><a href="https://n.pr/3sGZdrq"target="_blank" ><em>TikTok</em></a><em> / Our weekly </em><a href="https://n.pr/3zrFvUB"target="_blank" ><em>Newsletter</em></a><em>.</em><br/><br/><br><em>This episode was hosted by Keith Romer and Erika Beras. It was produced by Luis Gallo. It was edited by Eric Mennel and fact checked by Sierra Juarez. It was engineered by Cena Loffredo. Alex Goldmark is Planet Money’s executive producer.</em><br/><br/>Learn more about sponsor message choices: <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a><br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

It’s … Indicators of the Week! We look at some of the most fascinating economic numbers from the news and bring them to you.<br/><br/>On today’s episode: <a href="https://institute.bankofamerica.com/content/dam/economic-insights/paycheck-to-paycheck.pdf"target="_blank" >The cost of living is outstripping wage growth</a> for most of us, <a href="https://apnews.com/article/home-prices-50-year-mortgage-trump-56a931881ca6f6efeccf2de0333a83bd"target="_blank" >the math</a> behind the Trump administration’s proposed 50-year mortgages, and how <a href="https://www.nber.org/papers/w34441"target="_blank" >we’re just giving Uber and Lyft free money</a>. <br/><br/><strong>Related episodes: </strong><br/><br/><a href="https://www.npr.org/2024/11/26/1215240061/indicator-trump-plan-housing-market"target="_blank" >Trump's plans for the housing market</a> <br/><br/><a href="https://www.npr.org/2021/11/10/1054451446/the-money-illusion-have-americans-really-gotten-a-raise"target="_blank" >The Money Illusion: Have Americans really gotten a raise?</a> <br/><br/><br><em>For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at </em><a href="http://plus.npr.org/"target="_blank" ><em>plus.npr.org</em></a><em>. Fact-checking by </em><a href="https://www.npr.org/people/1268825622/sierra-juarez"target="_blank" ><em>Sierra Juarez</em></a><em>. Music by </em><a href="https://dropelectric.bandcamp.com/"target="_blank" ><em>Drop Electric</em></a><em>. Find us: </em><a href="https://www.tiktok.com/@planetmoney"target="_blank" ><em>TikTok</em></a><em>, </em><a href="https://www.instagram.com/planetmoney/"target="_blank" ><em>Instagram</em></a><em>, </em><a href="https://www.facebook.com/planetmoney"target="_blank" ><em>Facebook</em></a><em>, </em><a href="https://www.npr.org/newsletter/money"target="_blank" ><em>Newsletter</em></a><em>.  </em><br/><br/>Learn more about sponsor message choices: <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a><br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

<p dir="ltr">The U.S. is committed to bailing out Argentina to the tune of $20 billion using a little known mechanism called the Exchange Stabilization Fund. On today’s show, what is this fund, why was it created and does Argentina have any hope of paying it back? <p dir="ltr"><strong>Related episodes: <br></strong><a href="https://www.npr.org/2023/12/20/1197956140/javier-milei-argentina-dollarize-economy-inflation"target="_blank" >Dollarizing Argentina</a>  <p dir="ltr"><em>For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at <a href="http://plus.npr.org/"target="_blank" >plus.npr.org</a>. Fact-checking by <a href="https://www.npr.org/people/1268825622/sierra-juarez"target="_blank" >Sierra Juarez</a>. Music by <a href="https://dropelectric.bandcamp.com/"target="_blank" >Drop Electric</a>. Find us: <a href="https://www.tiktok.com/@planetmoney"target="_blank" >TikTok</a>, <a href="https://www.instagram.com/planetmoney/"target="_blank" >Instagram</a>, <a href="https://www.facebook.com/planetmoney"target="_blank" >Facebook</a>, <a href="https://www.npr.org/newsletter/money"target="_blank" >Newsletter</a>.  </em><br><br/><br/>Learn more about sponsor message choices: <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a><br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

<p dir="ltr">(Note: A version of this episode originally ran in <a href="https://www.npr.org/2022/05/10/1097885472/buy-now-pay-dearly"target="_blank" >2022</a>.)<br><p dir="ltr">Every time you shop online and make it to the checkout screen, you see those colorful pastel buttons at the bottom. Affirm. Klarna. Afterpay. Asking: Do you want to split your payment into interest-free installments? No credit check needed. Get what you want, right now. <br><p dir="ltr">That temptation got shoppers like Amelia Schmarzo into some money trouble. Back in 2022, she maxed out her credit card after a month of buying now and paying later. She’s not alone. Buy now, pay later is everywhere now. And you can finance almost anything with it. Your clothes, your furniture … even your lips. <br><p dir="ltr">But if these companies don’t charge interest, how do they make money? In short, people buy more stuff using these services and so sellers are willing to pay up. Which makes buy now, pay later, something of a threat to credit card companies. Cue the tussle for your impulse-buying clicks. <br><p dir="ltr">Today on the show, we find out how the companies work, who’s most likely to use these services and who’s getting a good deal. And a warning: those little loans will soon be on your credit report. <p dir="ltr"><br><p dir="ltr"><a href="https://n.pr/3HlREPz"target="_blank" >Subscribe to Planet Money+</a><p dir="ltr">Listen free: <a href="http://n.pr/PM-digital"target="_blank" >Apple Podcasts</a>, <a href="https://n.pr/3gTkQlR"target="_blank" >Spotify</a>, <a href="https://n.pr/3Bkb17W"target="_blank" >the NPR app</a> or anywhere you get podcasts.<p dir="ltr"><a href="https://n.pr/3h92GwS"target="_blank" >Facebook</a> / <a href="https://n.pr/3FqLuws"target="_blank" >Instagram</a> / <a href="https://n.pr/3sGZdrq"target="_blank" >TikTok</a> / Our weekly <a href="https://n.pr/3zrFvUB"target="_blank" >Newsletter</a>.<p dir="ltr">This episode was produced by Emma Peaslee, engineered by Josh Newell and edited by Molly Messick. Our update was reported by Vito Emanuel, produced by Willa Rubin, engineered by Gilly Moon and edited by our executive producer, Alex Goldmark.<p dir="ltr">Music: Universal Music Production - "Retro Funk," "Comin' Back For More," "Reactive Emotion," and "EAT."<br><br/><br/>Learn more about sponsor message choices: <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a><br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

<p dir="ltr">The U.S. Supreme Court may soon rule on President Trump’s favorite tariff law.  It could render them moot, but that doesn’t mean the end of tariffs. On today’s show, we explain the president’s back-up options for imposing tariffs.<br><strong><br>Related episodes: <br></strong><a href="https://www.npr.org/2025/06/11/1253992700/tariffs-ieepa-trump-legal-emergencies-law"target="_blank" >Are Trump’s tariffs legal?</a> <br><a href="https://www.npr.org/2024/12/11/1218506684/worst-tariffs-ever-update"target="_blank" >Worst. Tariffs. Ever.</a>  <br><a href="https://www.npr.org/2025/08/26/nx-s1-5515756/three-ways-companies-are-getting-around-tariffs"target="_blank" >Three ways companies are getting around tariffs</a>   <p dir="ltr"><em>For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at <a href="http://plus.npr.org/"target="_blank" >plus.npr.org</a>. Fact-checking by <a href="https://www.npr.org/people/1268825622/sierra-juarez"target="_blank" >Sierra Juarez</a>. Music by <a href="https://dropelectric.bandcamp.com/"target="_blank" >Drop Electric</a>. Find us: <a href="https://www.tiktok.com/@planetmoney"target="_blank" >TikTok</a>, <a href="https://www.instagram.com/planetmoney/"target="_blank" >Instagram</a>, <a href="https://www.facebook.com/planetmoney"target="_blank" >Facebook</a>, <a href="https://www.npr.org/newsletter/money"target="_blank" >Newsletter</a>.  </em><br/><br/>Learn more about sponsor message choices: <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a><br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

It may seem like data breaches have gotten a heck of a lot more common. Well, there’s something to that. The bad guys are getting badder faster than the good guys are getting better. <br/><br/>This week, we’re bringing you five episodes on the evolving business of crime. Today on the show, we look at why the evolution of data breaches has been supercharged and why you don’t have to be a hacker to get into the game. <br/><br/><strong>Related episodes:</strong> <br><a href="https://www.npr.org/2024/03/13/1197962967/are-data-breaches-putting-patients-at-risk"target="_blank" >Are data breaches putting patients at risk? </a><br><a href="https://www.npr.org/2024/10/30/1211165444/ticketmaster-snowflake-data-breach-hack"target="_blank" >So your data was stolen in a data breach</a><br/><br/><em>For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at </em><a href="http://plus.npr.org/"target="_blank" ><em>plus.npr.org</em></a><em>. Fact-checking by </em><a href="https://www.npr.org/people/1268825622/sierra-juarez"target="_blank" ><em>Sierra Juarez</em></a><em> and Tyler Jones. Music by </em><a href="https://dropelectric.bandcamp.com/"target="_blank" ><em>Drop Electric</em></a><em>. Find us: </em><a href="https://www.tiktok.com/@planetmoney"target="_blank" ><em>TikTok</em></a><em>, </em><a href="https://www.instagram.com/planetmoney/"target="_blank" ><em>Instagram</em></a><em>, </em><a href="https://www.facebook.com/planetmoney"target="_blank" ><em>Facebook</em></a><em>, </em><a href="https://www.npr.org/newsletter/money"target="_blank" ><em>Newsletter</em></a><em>.</em>  <br/><br/>Learn more about sponsor message choices: <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a><br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>

It’s here! It’s free to download and playtest! It’s the Planet Money game! (<a href="http://planetmoneygame.com"target="_blank" >Download here</a>.)<br><ul class="rte2-style-ul"><li><a href="https://www.explodingkittens.com/pages/planet-money-pnp"target="_blank" >Download and playtest the game go here</a> </li><li><a href="https://npr.formstack.com/forms/planet_money_virtual_game_event"target="_blank" >Sign up for the 11/1 virtual AMA event and get updates about the game</a></li><li><a href="https://npr.formstack.com/forms/help_planet_money_make_a_game"target="_blank" >Submit your feedback on the game</a></li><li><a href="https://youtu.be/coTkbsBeSYY?si=j-5RguEZPO4uagdo"target="_blank" >Watch the how-to video with Kenny and Elan for playtest instructions</a></li></ul>In this episode, the story of how we arrived here. Ride along as our game-making partners at Exploding Kittens help us turn our (sometimes wild) economics game ideas into the next blockbuster game. It’s a behind the scenes look at how to design a game from scratch — a game that is somehow filled with economics, impossible to put down, but does not feel like you’re cramming for school. Which is… harder than we thought.<br/><br/>After months of trying to find the perfect balance of ideas and entertainment, the Planet Money game is ready for our next phase. And that’s where you come in, listeners! We need you to playtest the Planet Money game to help us perfect it.<br/><br/><a href="https://n.pr/3HlREPz"target="_blank" ><em>Subscribe to Planet Money+</em></a><br/><br/><em>Listen free: </em><a href="http://n.pr/PM-digital"target="_blank" ><em>Apple Podcasts</em></a><em>, </em><a href="https://n.pr/3gTkQlR"target="_blank" ><em>Spotify</em></a><em>, </em><a href="https://n.pr/3Bkb17W"target="_blank" ><em>the NPR app</em></a><em> or anywhere you get podcasts.</em><br/><br/><a href="https://n.pr/3h92GwS"target="_blank" ><em>Facebook</em></a><em> / </em><a href="https://n.pr/3FqLuws"target="_blank" ><em>Instagram</em></a><em> / </em><a href="https://n.pr/3sGZdrq"target="_blank" ><em>TikTok</em></a><em> / Our weekly </em><a href="https://n.pr/3zrFvUB"target="_blank" ><em>Newsletter</em></a><em>.</em><br/><br/><em>This episode was hosted by Kenny Malone and Erika Beras. It was produced by James Sneed with help from Emma Peaslee and edited by Jess Jiang. It was fact-checked by Sierra Juarez and engineered by Cena Loffredo. Alex Goldmark is Planet Money’s executive producer.</em><br/><br/>Learn more about sponsor message choices: <a href="https://podcastchoices.com/adchoices">podcastchoices.com/adchoices</a><br/><br/><a href="https://www.npr.org/about-npr/179878450/privacy-policy">NPR Privacy Policy</a>