DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
by DIY Money
Budgeting, Savings, Investing, Wealth Management for those that choose to Do It Yourself. Disclosures The DIY Money podcast and related content including our website, social media, educational tools, and any published materials are intended for general informational and educational purposes only. They do not constitute financial, legal, tax, or accounting advice. Listeners and viewers should not act on any information provided without first consulting a qualified professional who is familiar with their individual circumstances. The firm is not engaged in the practice of law or accounting. This content shall in no way be construed or interpreted as a solicitation to...
Episodes
The True Cost of a Car
Allie and Logan talk through a “sensitive” topic. The true cost of a car and how to account for it.
Who Should Manage My Trust?
Trusts can be complex. Quint and Logan talk about who should be the manager or trustee.
Biggest Financial Mistakes
What are the biggest financial mistakes people make in their 30s and 40s? Allie and Logan give their input.
Are Bonds a Good Investment?
What are bonds? Do they belong in your portfolio? What is the point of having them? Allie and Logan go in depth on all things bonds.
Long-Term Care Insurance
Do you need it? Should you have it? Why is it good for your plan or not? Quint and Allie talk through long term care insurance.
What Does It Actually Take to Retire at 48?
How do you retire at 48? Logan interviews Quint to learn about the stories and discipline that made it a reality.
When to Take Social Security
When to take Social Security is not an easy decision. Quint and Logan talk through some of the strategies to consider including investing your social security.
Should I Reinvest Dividends and Capital Gains?
It’s one of the most overlooked settings in your investment account and most people set it once and never think about it again. Quint and Logan dig into the reinvest-or-not question, who should be doing what, and why the answer might be different for different life stages.
Building Credit From Scratch
No credit history doesn't have to mean no options. Quint and Allie lay out a game plan for building credit from the ground up. What accounts to open, what habits to build, and how to establish a strong score without falling into debt traps.
Gifting Stock and the Tax Considerations
Giving stock to kids sounds simple but you have to be aware of the tax implications. Quint and Logan walk through how the taxes work for kids that have stock.
ETF vs. Mutual Funds vs. Index Funds
ETF, mutual fund, index fund you've heard all three, but do you know the real difference? Quint and Logan cut through the jargon and explain how each one works, what they cost, and which might make the most sense for your investing strategy.
Fighting Behavioral Bias
Your brain is working against your portfolio. Quint and Allie break down the most common behavioral biases that trip up everyday investors and the practical steps you can take to get out of your own way.
Combining Finances
Quint and Logan talk through combining finances and what that can look like.
Back to the Classroom: Is the Stock Market Just Gambling?
Quint and Logan talk about why investing is not gambling.
College Aid Calculations
Quint and Logan talk through the student aid index and how to ultimately pay for college education.
Withdrawing From Your 401(k)
Quint and Logan break down how to take out of your retirement account.
Back to the Classroom: Compound Interest
Logan and Allie go back to the classroom and talk through the 8th wonder of the world: compound interest.
Fidelity Zero Funds
Logan and Allie talk through fidelity zero funds versus other low cost mutual funds.
Should I Do Backdoor Roth Contributions
Quint and Logan breakdown backdoor Roth IRA contributions.
Back to the Classroom: What is W-4 Withholding?
Quint and Allie talk through the federal form for tax withholding.