Sharp or Square - FINAL NFL WEEK 3 Bets: Patriots-Jaguars, Rams-Broncos and more

Summary of Sharp or Square - FINAL NFL WEEK 3 Bets: Patriots-Jaguars, Rams-Broncos and more

by iHeartPodcasts and The Volume

23m•September 27, 2026

Overview of Sharp or Square Week 3 NFL Bets

In this episode, Chad Millman and Simon Hunter finalize their Week 3 NFL picks for the Sharp or Square $25,000 Pro Football Pick’em Contest. The discussion centers on line movement, injury news, weather, and whether certain underdogs still offer value at their current numbers. Their approach remains consistent: bet the number, not the team, and lean into spots where the market has overcorrected.

Final Contest Picks

1. Miami Dolphins +10.5 vs. Chiefs

  • The hosts stick with Miami even after the line moved down from 11.5.
  • Their logic: the Dolphins are ugly, but double-digit underdogs can still cover, especially at home.
  • They expect Kansas City to ease off if it builds a lead, creating backdoor-cover potential.
  • They also note that many bettors will have the Chiefs in survivor pools, which adds to the market pressure on Miami.

2. Cleveland Browns +2.5 vs. Panthers

  • Cleveland remains one of their most confident plays.
  • They point to Carolina missing key pieces, especially on offense and defense.
  • The Browns are still undervalued because of public distrust in the Deshaun Watson-era team.
  • Weather may also help Cleveland keep the game ugly and close.

3. Los Angeles Chargers +7.5 at Bills

  • This is framed as a classic “bet the number” play.
  • The Chargers are 0-2 and have looked rough, but Justin Herbert has historically covered well as a big underdog.
  • The Bills are heavily public and could be vulnerable to a trap-game letdown.
  • The number dropping elsewhere only reinforced that the value was on Los Angeles.

4. Baltimore Ravens -3.5 vs. Cowboys

  • They still like Baltimore despite the hook and the bad field conditions in Brazil.
  • The Ravens are viewed as the better team and due for a bounce-back after an ugly Week 2 loss.
  • Dallas has been strong against weaker NFC East teams, but this is a tougher class of opponent.
  • The main concern is the field, not the side.

5. Indianapolis Colts +2.5 vs. Texans

  • This was their Thursday play, and it stayed in the contest even as the line moved toward Indianapolis.
  • They think Houston is being priced too aggressively despite weak offensive line play and a shaky defense.
  • The Texans are also missing Nico Collins, which hurts their passing attack.
  • The Colts’ offense has enough speed and separation ability to exploit Houston’s secondary.

Games They Considered but Passed On

Patriots at Jaguars

  • They liked New England earlier at +2.5, but the move to +3.5 killed the value.
  • Their takeaway: good number, but not enough at the current line.

Seahawks at Commanders

  • Seattle moved up from -7.5 to -8.5, making it too expensive for them.
  • They acknowledged Washington could be a sharp dog play, but not one they wanted to force into the contest.

Jets at Lions

  • Mentioned as a possible replacement if they had to move off another side.
  • They preferred other plays more, especially Indianapolis and Arizona.

Arizona Cardinals +7.5 vs. 49ers

  • This was a close alternative and one of the strongest “last two out” options.
  • The Bosa injury news and San Francisco’s mounting defensive injuries improved Arizona’s case.
  • Still, they left it out of the final five.

Denver Broncos +2.5 vs. Rams

  • Another home underdog they liked conceptually.
  • They pointed to matchup issues for the Rams, especially with injuries and Denver’s defensive ability.
  • They ultimately preferred the five picks above.

Main Betting Themes

Line Value Matters More Than Team Reputation

  • A recurring theme is that the same team can go from playable to unplayable based on number movement.
  • Examples:
    • Patriots/Jaguars was good at 2.5, not at 3.5.
    • Seahawks/Commanders became too expensive at 8.5.
    • Colts became more interesting when the market moved toward them.

They Like Home Dogs and Ugly Underdogs

  • Several of their strongest opinions involved home underdogs:
    • Browns
    • Colts
    • Dolphins
    • Ravens as a home favorite in a tough bounce-back spot
  • They emphasized that bad teams still cover, especially when the market overreacts.

Injury and Weather News Mattered

  • Washington/Seattle and Ravens/Cowboys were both influenced by weather and field concerns.
  • Arizona’s case improved sharply with San Francisco injuries.
  • Houston’s outlook worsened with Nico Collins out.

Final Takeaway

Their final contest card is built around value, volatility, and market overreaction:

  • Dolphins +10.5
  • Browns +2.5
  • Chargers +7.5
  • Ravens -3.5
  • Colts +2.5

They finish by noting that Arizona would be the first replacement if they needed to switch off Indianapolis.