BiggerPockets Money

Lifestyle inflation can quietly derail your path to financial independence, but does spending more as your income and life change have to be a bad thing? Scott Trench and Evan Lawler break down how spending changes through different stages of life, what the data says about future expenses like housing and childcare, and how to build a realistic financial independence or Coast FI plan. They also explore the FI community’s shift away from extreme frugality and how to use data, flexibility, and better spending expectations to build wealth without sacrificing your quality of life.To go beyond the podcast:Check out the Budget Calculator from this episode: https://biggerpocketsmoney.com/budget/Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzyGet 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pocketsConnect with Evan Lawler:Instagram: https://www.instagram.com/the_financialfoundation/YouTube: https://www.youtube.com/@The_FinancialFoundationWe believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the BiggerPockets Money Podcast, Mindy Jensen and Scott Trench sit down with Eli Breece from Dividendology to unpack dividend growth investing and how it compares to traditional index fund investing. They discuss sequence of returns risk, dividend sustainability, free cash flow, valuation, bear markets, and how to evaluate dividend growth stocks. Eli also explains why he believes dividend investing can be a powerful approach to building long-term wealth and creating retirement income, while Mindy and Scott bring their own skepticism to the strategy.To go beyond the podcast:Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzyGet 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pocketsConnect with Eli Breece:YouTube: https://www.youtube.com/dividendologyWe believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the BiggerPockets Money Podcast, Mindy Jensen and Scott Trench explore how you can use AI to make better financial decisions and move closer to financial independence. They share practical ways to ask better questions, give AI the right context, stress test your financial plan, and even develop an investment thesis. Plus, they talk about where AI can help and why you still need to double-check its work.To go beyond the podcast:Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzyGet 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pocketsWe believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.